Pajero Insurance

Pajero InsuranceI’ve had several emails from people asking me who I got Pajero insurance from. Well, there’s a quick and easy answer obviously but I thought it would be good to discuss the options and the peculiar nature of insuring a Pajero.

So what do you do when you’re first considering buying a model of car that you’ve not had before and you’re not sure of the insurance costs? A sensible person gets a few quotes first to see how much the insurance will be before looking for the car to buy. I’ve never been especially sensible so I usually buy the car first and worry about the insurance after, which is exactly what I did with the Pajero.

However, I did have a rough idea and I knew it wasn’t as easy getting insured for a Pajero as it is for most cars. This is because it’s an import from Japan originally and for some reason most insurance companies don’t want to know. [Any ideas why anyone? Please use the comments box below to let me know]

I’d say that since around 1997 I’ve been buying my insurance through the web. In the early days that would mean trawling around loads of sites and going through the quote process. Pretty painless but it could take a few hours, although it was worth it for the savings. Then a couple of years back I found sites like moneysupermarket would search through lots of companies in one go for you making things even easier.

So I tried this first when I bought the Pajero only to find that the online quotation process didn’t quite work for me when I tried to let them know my car’s model details. I tried a few sites and each time I could actually select a Pajero as the model the engine size would be wrong or I couldn’t select 3 doors, or I couldn’t select automatic – or something along those lines. Pretty soon I realised these sites just weren’t geared up for Pajeros and presumably weren’t interested.

Obviously I could have just phoned up the big companies but from what I was reading elsewhere you’re better off going to insurers who specialise in imported vehicles. There are plenty of these about but the two that kept cropping up most were Adrian Flux and 2Gether Insurance. Google them to find out more.

At the time of insuring neither companies would give a real-time online quote so it meant picking up the phone. No big deal, but I’d gotten used to doing it all online and not have to have the sales talk pushed on me over the phone. To be fair neither were too pushy.

In the end 2Gether Insurance were the cheapest for me at about the £500 mark (fully comprehensive). Not that cheap but I was happy enough as I had no no-claims due to sharing a car with my wife previously and all the no-claims having being built up in her name. I’ll be hoping for a reasonable drop next year with some no-claims behind me (hopefully!). I have no convictions and I’m currently 37 years old – for reference.

I will also do my homework a bit more next year. I was a little rushed this time having bought the car before thinking of insurance. Finally getting quotes from only two companies really isn’t the best way to do things although both were highly recommended for a Pajero.

Anyway, let me know who you insure your Pajero with and how much it cost by using the comments box below. If I get plenty of feedback we should all be able to pick up some tips.

Update:

I wanted to update this topic as I’ve had quite a bit of feedback from various sources recommending the companies below. I’ve only included companies who have been recommended to me by at least two people. I can also say that the first two in the list have good reports from people who’ve actually needed to claim on the insurance – always good to know.

16 Comments on Pajero Insurance

  1. I got insurance from Kwik Fit Insurance [around the 300 mark fully comp.]
    They got fussy though when in answer to the ‘cubic capacity as stated in the log book’ question they wouldn’t allow “2800cc” – (which is what the printed figure was). Only when i convinced them that it should be “2837cc” or whatever, were they happy – i had to get the DVLA to do a corrected registration document and send ’em a copy though! All a bit of a pain really but it was worth it for the much lesser quote. – Others were sky high and I have had full NCD (protected) for years now!

    • I wonder how luck you must have been . Just yesterday I tried to get a quote for my MK1 pajero 1990 through the 2gether website and I was equally shocked when I got a quote of 2200 plus and that’s for third party and theft only ( I too lost my no claims as I was a named drive sharing with my girlfriend for 3plus year) Could you possible advise what I could have done wrong or what I ought to do

      Thnks

    • 2gether insurance have offered me £375 fully comp (£250 excess)- I am 25 with no no claims. From Tesco third party was £2994 so I think I know which one gets my vote.

  2. Hi Dave, thanks for that info.
    It’s the sort of problem I had when looking for insurance online – could never find the right configuration for my motor. But I’m sure if I’d phoned them they’d have come up with something. Like you say, bit of a pain. Hopefully mine’ll be nearer the £300 mark next year 🙂

  3. What a relief to have found this site! I tried to insure a pajero today and couldn’t understand for the life of me why it was such a task. I’ll call the recommended companies tomorrow morning. Many Thanks.

  4. Thanks boo, glad the site helped you. If you get chance, let us know how you get on with the insurance.

  5. try equity red star by far the cheapest

  6. Just found your site – great, really enjoyed it. I insured my South African import 2.8TDi Colt Pick-up (basically an L200 Mitsubishi with 2.8 motor) through Footman James Brokers – (you can find them on google) no problems – other companies ran a mile!

  7. Hey Rob, thanks for that. Hope it helps someone out.

    • Tesco and LV don’t insure imports online, don’t know about by phone. Adrian Flux quoted £1190 fully comp, 2gether £845 fully comp, went for £565 tp&t on a mk1 pajero V6, the next lowest quote I got was £2800 from performance? I’ve got no NCD due to only being on a work van insurance.

  8. 3.0, not the bargain of the year but definitely a vast improvement, thanks very much.

  9. CHEVROLET GMC LUV LS PICKUP DOUBLE CAB IMPORT,295 QUOTE REG IN 1999 JAPANESE IMPORT..HOURS SPENT GOING COMPARE,,1000 POUND QUOTES,,UNTIL I FIND THIS FORUM..LOL.
    £295 NOW INSURED BY. 2GETHER WICKED

  10. HAD A Pejero for 7yrs always had LV MY QUOTE WAS AROUND THE £200 MARK BUT FOR ANY REASON YOU CHANGE YOUR CAR FOR A WHILE THEN WANT TO GO BACK TO YOUR PAJERO THEY WILL NOT INSURE ANYMORE

  11. 2.5 deisel 1992 LWD PAJERO auto box 4 years NCB

    quinn direct last year £438 this year hiked to £651 so got proper quotes from other companies.

    Admiral said they have never insured imports …they used to I was with them for this car.

    2GETHER £733 full comp

    LV said they insure pajeros but dont

    Tesco £586 full comp

    Adrian flux £380 full comp inc greenlane use and glass cover = new customer for flux.

  12. norma almond // July 2, 2013 at 6:36 pm // Reply

    Hi

    Just had our annual renewal for a 1996 pajero. 3 door auto, 2800cc with Liverpool Victoria.

    Price was £285 with a £14 multi car discount.

    2 drivers, fully comp, we are 65 years of age, so reasonable quote might be because of age.

    Also members of Civil Service Motoring Association.

    Love the Pajero, had it for 8 years and still looks good and runs like a dream!

    Hope that helps!

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